Terms and Conditions
These Terms and Conditions ("Terms") govern your access to and use of the website, products, and services provided by Clover Kapithave ("Clover Kapithave", "we", "us", or "our"). By accessing or using our services, you agree to be bound by these Terms. If you do not agree, please do not use our services.
1. Description of Service
Clover Kapithave provides AI-driven analytical tools, data, and reporting intended to support decision-making for day traders and retail investors. Our service is informational and educational in nature. Features, availability, and functionality may change, be suspended, or be discontinued at any time without prior notice.
2. No Financial Advice
Nothing provided through Clover Kapithave constitutes financial, investment, legal, or tax advice. We do not act as a broker, investment adviser, or fiduciary. All outputs, signals, analyses, or reports are provided for informational purposes only. You are solely responsible for evaluating the merits and risks of any trading or investment decision, and you should consult a licensed professional before making financial decisions.
3. Eligibility and Account Registration
You must be at least the age of majority in your jurisdiction to use our services. When creating an account, you agree to provide accurate, current, and complete information and to keep it updated. You are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account.
4. Subscriptions, Trials, and Billing
Certain features may require a paid subscription. By starting a free trial or subscribing, you authorize us to charge the applicable fees using your provided payment method. Unless otherwise stated, subscriptions renew automatically at the end of each billing cycle until cancelled. You may cancel at any time through your account settings or by contacting us; cancellation will take effect at the end of the current billing period. Fees already charged are generally non-refundable except where required by law or expressly stated otherwise.
5. Acceptable Use
You agree not to misuse our services, including but not limited to: attempting unauthorized access to our systems, reverse-engineering our software, reselling or redistributing our outputs without permission, using automated means to scrape or extract data beyond permitted use, or using the service for any unlawful purpose. We reserve the right to suspend or terminate accounts that violate these Terms.
6. Intellectual Property
All content, software, models, trademarks, and materials associated with Clover Kapithave are owned by us or our licensors and are protected by applicable intellectual property laws. Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable license to access and use the service for your personal or internal business purposes.
7. Third-Party Data and Links
Our services may incorporate or link to third-party data, market feeds, or websites. We do not control and are not responsible for the accuracy, completeness, or availability of third-party content. Inclusion of any third-party link or data source does not imply endorsement.
8. Disclaimers
Our services are provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, non-infringement, accuracy, or reliability. Trading and investing involve substantial risk of loss, and past performance is not indicative of future results. We do not guarantee any specific outcome, profit, or level of accuracy from use of our services.
9. Limitation of Liability
To the maximum extent permitted by law, Clover Kapithave and its officers, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or trading losses, arising out of or related to your use of, or inability to use, our services, even if advised of the possibility of such damages. Our total aggregate liability for any claim arising from these Terms shall not exceed the amount you paid us, if any, in the twelve (12) months preceding the claim.
10. Indemnification
You agree to indemnify and hold harmless Clover Kapithave and its affiliates from any claims, damages, losses, liabilities, and expenses (including reasonable legal fees) arising from your use of the service, your violation of these Terms, or your violation of any rights of a third party.
11. Termination
We may suspend or terminate your access to the service at our discretion, with or without notice, for any reason, including breach of these Terms. You may stop using the service and close your account at any time. Provisions of these Terms that by their nature should survive termination will continue to apply.
12. Changes to These Terms
We may update these Terms from time to time. Material changes will be indicated by updating the "Last updated" date above, and, where appropriate, through additional notice. Your continued use of the service after changes take effect constitutes acceptance of the revised Terms.
13. Governing Law
These Terms shall be governed by and construed in accordance with the laws of [Insert Jurisdiction], without regard to conflict-of-law principles. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts located in [Insert Jurisdiction], unless otherwise required by applicable law.
14. Contact
If you have questions about these Terms, please reach out via the contact details provided on our Contact page.